The Ultimate Guide: Best Business Credit Cards for Small Businesses

November 21, 2025 other

Best for Bonus Rewards Categories: Chase Ink Business Preferred Credit Card

The Chase Ink Business Preferred Credit Card earns 3x points on the first $150,000 spent in combined purchases each account anniversary year on travel, shipping, internet, cable and phone services and advertising purchases made with social media sites and search engines. It has an annual fee and is highly rewarding on popular business expenses. Points are flexible and can be redeemed for travel, cash back, or gift cards, and you can transfer points to many travel partners. This card is ideal for businesses that consistently spend in these bonus categories and want flexible rewards redemption options. Potential downsides include the annual fee and the necessity for consistent spending in bonus categories to maximize value.

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